15 Minute Door Step Loans
Whenever you need direct lender finances to pay off pending bills that cannot wait any longer, you can rely upon 15 minute doorstep loans. We are Door Step Loans that are designed to meet the urgent expenses for short duration desires of a person. Borrow cash to rapidly cover the expenses that need to be paid off before your next payday. Thus, the assistance of this loan intended to bridge the cash gasps between your two consecutive paydays. We are short term monetary help that arrange small amount to meet your small financial emergency. We are extremely beneficial to have easy way in borrowed money during your hard time.
Terms and conditions applicable
15 minute doorstep loans fast and simple doorstep loans, from £100 - £1,000, to customers who need urgent loans.
The application process is fast, simple and straightforward, solving the decision for each loan in just a 15 minute minutes.
The money is transferred directly to your account.
Borrowing a doorstep loans requires little time. To request it now, click on "Apply for your loan" and start the process.
A 15 minute doorstep loans is an instant cash relief United Kingdom, and operates in a safe and responsible manner, with the objective of providing short-term financial solutions.
15 minute doorstep loans are part of door to door loans. The 100+ leader in offering financial services.
The fees or fees will depend on the duration of the loan; you can check the amount in the simulator.
The Annual Equivalent Rate of a credit with us is 2,333.95%. Keep in mind that this rate is an annual measure and our fast loans have duration of between 1 and 30 days.
What do you need to apply for your first loan?
- Be between 18 years and 65 years
- Permanent residence in United Kingdom
- Fill out a small online form
- Your ID
- Your mobile with a balance, we will send you an SMS to validate it
Before you apply for a loan you should know that:
We offer a maximum of pounds 300 to customers who apply for their credit for the first time, but if you use our platform correctly and responsibly your level of confidence will increase, so every time you apply for a new loan we can offer you a greater amount of money Up to pounds 800. Once registered in your personal area, when applying for your new loan, your application will be processed automatically and with immediate response. To apply for a loan you must have a credit or debit card, in this way the amount of the same will be automatically charged to the card on its expiration date. If you cannot take care of your payment in time, call us and request a postponement or go to your Client Area.
Our Customer Service team is available in case of any doubt or incident from Monday to Friday from 9 to 17 hours and through Contact us.
Every application on 15 minute doorstep loans is handled individually and we cannot guarantee that it will be accepted. However, we promise to contact you as soon as possible: in some cases we need to verify more information than in others. If this is the case, we will try to respond within 24 hours.
Within 14 days of any Loan Request, you must arrange your bank details with a copy of an extract or recent receipt from your bank account and the details of the credit or debit card in which the outstanding amounts must be charged, Which will be verified by performing an initial charge of £0.10 which will be refunded once it has been verified that the ownership of said cards.
The term of each loan will begin on the same day of the disbursement date. Loans must be amortized and paid in full together with the commission on the last day of the loan term.
Doorstep loans will charge the payment / amortization of the outstanding amount on the debit cards you have indicated at the time of the application or at any other time prior to the amortization date.
The commission may vary according to the terms and conditions in force at the time of request of the request for credit.
In those cases in which the repayment of the loan is not paid within the stipulated period, the loan will be managed by the 15 minute cash loans Collection Department. In that case, we would contact you through the telephone, email, SMS and / or postal mail in order to properly manage the collection.
Can I renew my loan?
In accordance with the Terms and Conditions of your loan and depending on your personal condition you could request an extension of the term of your loan ALWAYS BEFORE THEIR MATURITY.
The loan may be extended 14, 21 or 30 days. The commission for the extension of the repayment period will be 20% (14 days), 25% (21 days) or 30% (30 days) on the loan amount. Once the extension period ends, you must pay the total amount derived from the loan requested.
To avoid that the main amount of your loan increases with each renewal, at the time of the extension you must pay the amount for the management of the loan in force. Thus, at the new maturity, you must pay the principal amount plus the management fee corresponding to the new term.
The Lender may extend the term of the loan for a period similar to the initial one if, on the expiration date of the loan, the Borrower does not pay the Loan amount with its Commission. The Lender may collect on the Borrower's Card (s) the amount corresponding to the Loan Commission, and grant an extension of the Loan equal to the initial period of the Loan.
What if I cannot repay the loan?
15 minute doorstep loans realize that sometimes personal condition can change.
However, you should note the following:
Do not ask for cash that you cannot return,
If you have difficulties to pay your loan on time, Contact us to help you
Remember that if you do not pay on time, you will incur delay charges. Expenses include a surcharge for each payment reminder sent to you and, in some cases; charges may apply for collection management. The judicial claim of payment of the debt would entail expenses that must be paid in accordance with the law. Remember that as part of the collection process and in accordance with the Terms and Conditions of your home collection loans, we reserve the right to arrange your personal data and your debt data to credit rating agencies and Fraud Prevention. This will limit your chances of accessing future loans.
Our Lender may extend the term of the loan for a period similar to the initial one if, on the expiration date of the loan, the Borrower does not pay the Loans amount with its Commission. The Lender may collect on the Borrower's Card (s) the amount corresponding to the Loan Commission, and grant an extension of the Loan equal to the initial period of the Loan.
Loan Collection Process
Your loan must be repaid in full, including the management fee on the due date.
In case you cannot pay this payment in time we can extend the repayment period by up to 1 month, but for that you must pay at least the amount of the management fee for the first loan. Visit your Client Area and request an extension by paying by card.
If you do not meet your payment obligations, we will need to contact you through your phone number, email or SMS.
Penalty for non-payment and arrears
In the event that the Loan Amortization Date arrives, the payment of the amounts to be paid by the Borrower remains unsatisfied, it will be understood that there is a delay in the amortization of the Loan and the Lender will then reserve the right to apply Interest of delay equivalent to the legal interest and to take the pertinent measures for the repayment of the Loan by the Borrower, all of this without prejudice to the possible claim of the payment of the cost derived from the management of the failed collection.
In particular, the Lender may submit to the Borrower a notice of claim for payment. The Borrower shall bear the costs of each notice of payment claim, which shall be the greater of 7% on the amount of the Loan outstanding and £10, with a minimum of £10 and a maximum of £50, as detailed continuation:
1.7% on the amount of the Loan outstanding or £10 for the first notification of payment claim, seven (7) days after the end of the loan repayment period;
7% on the amount of the Loan outstanding or £10 for the second notice of claim for payment, twenty-five (25) days after the end of the loan repayment period;
7% on the amount of the Loan outstanding or £10 for the delivery of the third notice of payment claim, fifty-five (55) days after the end of the loan repayment period.
The Borrower shall pay, together with the costs arising from the first notification, and if required by the Lender, payment of the costs arising from the failure to execute the payment transaction and the collection management costs incurred. Must satisfy the credit institution.
In the event of default in the repayment of the Loan, the Lender shall have the right to request the repayment of the Loan in court or to assign its credits (or its credit rights) to the Borrower. The costs of litigation relating to the repayment of the Loan shall be paid by the Borrower.